Horizon65 Logo DE
DE
Download now Download now

Get started with Horizon65

Receive an email from us with a download link to open on your mobile phone.

By clicking the button you accept our privacy policy.

Secure your financial future

Frequently asked questions

Common questions asked by our clients.

What are short term interest rates?

Short term interest rates refer to the interest rates on financial instruments that mature within one year or less. These rates ar...
More

What are national interest rates?

National interest rates, also known as benchmark interest rates, are the interest rates that a country’s central bank sets f...
More

How to calculate interest rate on credit card?

To calculate the interest rate on a credit card, you will need to gather some information about your card’s terms and your c...
More

How to calculate interest rate risk?

To calculate interest rate risk, you need to consider two key factors: the duration of the investment and the sensitivity of the i...
More

How to calculate effective annual interest rate?

To calculate the effective annual interest rate, you need to take into account the nominal interest rate and the number of compoun...
More

How to calculate a lease interest rate?

To calculate the lease interest rate, you need to first gather some information such as the total cost of the asset, the residual ...
More

How to find the interest rate?

To find the interest rate, you need to know the amount of interest earned or paid, the principal amount of the loan or investment,...
More

How to convert annual interest rate to daily?

To convert an annual interest rate to a daily rate, you can use a simple mathematical formula. First, divide the annual rate by 36...
More

How to calculate interest rate per annum?

To calculate the interest rate per annum, you need to divide the amount of interest paid by the principal amount borrowed or inves...
More

How do negative interest rates work?

Negative interest rates occur when central banks or other monetary authorities set interest rates below zero. In this scenario, in...
More

How do bond prices change with interest rates?

When interest rates rise, the prices of existing bonds in the market tend to fall, and when interest rates fall, bond prices tend ...
More

What are inflation indexed bonds?

Inflation indexed bonds, also known as inflation-linked bonds or simply linkers, are fixed-income securities whose interest and pr...
More

How to find rate in simple interest?

Simple interest is calculated as: rate x principal x time / 100 To find the rate, you can rearrange the formula to: rate = interes...
More

How to find your interest rate?

To find your interest rate, check your credit card or loan statement, contact your bank or lender, or check an online interest rat...
More

How to calculate flat interest rate?

To calculate a flat interest rate, use the following formula: Interest = Principal x Rate x Time. Principal is the initial amount ...
More

What is an interest rate swap?

An interest rate swap is a financial contract between two parties in which one party agrees to pay a fixed interest rate to the ot...
More

How to calculate apr from interest rate?

To calculate the Annual Percentage Rate (APR) from an interest rate, you can use the following formula: APR = (interest rate x 365...
More

What is pa interest rate?

The interest rate for a personal loan in Pennsylvania can vary depending on the lender and the borrower’s creditworthiness. ...
More

What is a high interest rate?

A high interest rate is a percentage charged by a lender for the use of borrowed money. It represents the cost of borrowing and is...
More

What determines long term interest rates?

Long-term interest rates are determined by a variety of factors, including inflation expectations, government monetary policy, and...
More

How to calculate interest rate?

To calculate interest rate, use the formula: Interest = Principal x Rate x Time. Principal is the initial amount of the loan or de...
More

How are interest rates determined?

Interest rates are determined by the central bank of a country, such as the Federal Reserve in the United States. They use a varie...
More

Does asking for a lower interest rate affect credit score?

Asking for a lower interest rate on a credit card or loan may have a temporary, minor impact on your credit score. However, if you...
More

How to calculate interest rate factor?

To calculate an interest rate factor, use the following formula: Interest Factor = (1 + Interest Rate)^Number of Periods. The inte...
More

What is long term interest rate?

A long-term interest rate is the rate at which an individual or institution can borrow money for a period of time longer than one ...
More

What are treasury inflation protected securities?

Treasury inflation-protected securities (TIPS) are U.S. government bonds that are designed to help protect investors from inflatio...
More

How to find rate in compound interest?

To find the rate of compound interest, use the formula: r = (m/p)^(1/n) – 1, where “r” is the interest rate, ...
More

What are new car interest rates?

New car interest rates vary depending on the lender, the type of car, and the borrower’s credit score. Typically, rates rang...
More

What do negative interest rates mean?

Negative interest rates refer to a situation in which the central bank charges banks to hold their money, rather than paying them ...
More

What is deposit interest rate?

The Deposit interest rate is the amount of money that a bank or other financial institution will pay you for keeping your money in...
More

Who sets interest rates?

Interest rates are typically set by a variety of entities, including: Central Banks: Central banks, such as the Federal Reserve in...
More

Ready to get started?

Download our app and start gaining insight into your current and future finances.

Horizon65 for iPhoneHorizon65 for Android