 # How to find rate in simple interest?

Simple interest is calculated as:

rate x principal x time / 100

To find the rate, you can rearrange the formula to:

rate = interest / (principal x time / 100)

where interest is the amount of interest earned, principal is the original amount borrowed or invested, and time is the length of the term in years.

The effects of interest rates are often not directly felt but play out over a long time as valuations of real-estate and other assets adjust.

At Horizon65, we created a mobile app that enabled you to check the effect of high interest rates on your savings and to simulate potential investments that can defend against it.

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