Can you imagine

travelling to the future

and fix all the things

you want to change?

Optimize your investments for the future

Simulate and compare long-term investments with your current situation as starting point

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Fully GDPR compliant

Datacenter in Germany

Based in Berlin

DIN 77230 Financial analysis

Independent from any provider

Your financial compass for long-term investment possibilities in Germany

Your money - your decisions. Our app guides you along the way.

A

Forecast your income in 25 years from now

Travel to the future and see how your investments contribute to your retirement income.

B

Check if you have the possibility to retire early

Discover your financial possibilities and calculate if you can retire early.

C

Compare your investment options

Find out and compare your investment options to reach your financial goal.

What is Horizon65?

What do we do?What don’t we do?
Use our simulation tool to explore what is possible within your savings capacityDo not recommend investments without understanding your actual situation
Show you personalized investment options tailored to your individual goalsDo not ignore the impact of inflation and taxation on your outcomes
Forecast your likely investment outcome and highlight associated risksDo not recommend investments with unpredictable outcomes (e.g. crypto)
Have dedicated experts available to answer all your questions if neededDo not share data with external consultants, all our experts are in-house
Provide an independent and competitive market scan of potential investment plansDo not manage your money ourselves
Take into account the impact of your financial decisions on your loved onesAre not tied to any provider as we are a completely independent broker
  • What do we do?
  • Use our simulation tool to explore what is possible within your savings capacity
  • Show you personalized investment options tailored to your individual goals
  • Forecast your likely investment outcome and highlight associated risks
  • Have dedicated experts available to answer all your questions if needed
  • Provide an independent and competitive market scan of potential investment plans
  • Take into account the impact of your financial decisions on your loved ones
  • What don’t we do?
  • Do not recommend investments without understanding your actual situation
  • Do not ignore the impact of inflation and taxation on your outcomes
  • Do not recommend investments with unpredictable outcomes (e.g. crypto)
  • Do not share data with external consultants, all our experts are in-house
  • Do not manage your money ourselves
  • Are not tied to any provider as we are a completely independent broker

Your finances in your pocket

Design your financial future

Easy-to-use simulation tool

Gain a comprehensive view of how your investments today impact your future.

Expert guidance

Whether you're a beginner or an experienced investor, our solution offers a straightforward approach to long-term investing.

Design your future

Find out how far you are from achieving your dream retirement, so you can make informed decisions on how to get there.

Your finances in your pocket

Design your financial future

Track your future income

Gain a transparent overview

Track your future income

Gain a transparent overview

  • State pension

  • Real estate

  • Company pension

  • Private pension

  • ETF saving plancoming soon

  • Personal savings

  • Financial investments

  • Precious metals

  • Stocks

  • Crypto

Straightforward and simple

How it works

Straightforward and simple

How it works

  • 1
    Track your current assets

    Add the investments you already have that currently contribute to your long-term savings.

  • 2
    Set your goal

    Easily set your financial goals, select your retirement age and design your retirement income.

  • 3
    Reach your goal

    Explore your best-suited options and carry out the practical steps in the app to achieve your set financial goals.

Additional support

Expert support available

  • Book a free video call

    A call with an expert to find out more.

    Book call
  • Request callback

    We will contact you as soon as possible.

    Request
  • Chat support

    Have your questions answered quickly.

    Open chat

Additional support

Expert support available

  • Gain answers to your questions

    If there is something you are unsure about or need more information, our experts are here to help.

  • Make informed decisions

    Our experts have in-depth market knowledge and will you help you to understand your most suitable financial options.

  • Fulfil your expectations

    You can discuss all various scenarios available to you through consultation with one of our experts.

Go beyond simulations: personalised investment recommendations

While our tool provides simulations of how your investments perform, we also offer personalised investment recommendations to help you achieve your financial goals.

Effective tool for quick results

Save time and energy

Effective tool for quick results

Save time and energy

Compare offers at a glance

We are able to broker many types of investments, whether they are funds, commodities or pension plans.

Compare investment options

Surface all your possible investment choices with their pros and cons and see what how much it really takes.

Independent market scan

We are unaffiliated with any provider and surface all the options available on the market.

We care about your data privacy

Our top priority is keeping your personal data secure. We use multiple securities layers in our systems to keep your information private.

All user-data is stored in Germany in ISO 27001 certified data-centers. Our systems are kept up to date 24/7

Get started now for free

You only pay when you accept an offer that meets your standards.

Our technology enables us to broker investment offers 15% cheaper compared to other brokers or comparison portals.

We scan the market for you

and over 160 other providers

Michael has no doubt he will have a comfortable retirement. He got started by downloading the Horizon65 app.

Get started with Horizon65Get started with Horizon65