Will you have enough money when you retire?

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Regulated by IHK

Independent financial advisor

Bank-level security

Fully GDPR compliant

What clients say about us

Not knowing how much I should save for and not knowing what my government pension would be was frustrating and confusing but thanks to you I finally know what to do and what my options are.
I didn't know how to really get started with saving for retirement but you guys made it so easy!
The best thing about Horizon65 is that you can finally see what happens to your money in 30 years time.

Discover how much money you actually have saved for your retirement

+1042 EUR Government
+769 EUR Real-estate
+341 EUR Private
+532 EUR Company

Find out how much money you need to retire well

Get started with Horizon65

Check what you actually have

See how much you still need

Identify the best way to do more

Get truly personalized financial advice


35 | Divorced


43.593 €

Current annual income

- 13.078 €

Loss when retired



30 | Married

Senior architect

54.285 €

Current annual income

- 21.878 €

Loss when retired



Find out how you can get started with your retirement

Our independent advisors are here to help you navigate your options

Our services

Free assessment

Find out how much your state pension will be

Review your private pension contracts

Understand your company pension contracts

Real-estate advisory

Track the market valuation of your properties

Track potential rental income of your home

Invest in passive real-estate income

Investment advisory

Review your portfolio

Balance your portfolio

Fund selection

Our partners

and over 160 other providers

Discover how to start saving for your retirement

Download our mobile retirement advisor and get free and easy advice without jargon or fine print

We care about data privacy

Our top priority is keeping your personal data secure. We use multiple layers of security in every system to keep your information private

All user-data is stored in Germany in ISO 27001 certified data-centers. Our systems are kept up to date 24/7

Michael is finally on track for a comfortable retirement. He started by clicking this button and downloading our app.