When can I retire after 45 years of work?

If you have been insured for many years, you can retire without deductions before reaching the standard retirement age, under certain conditions:
This regulation applies to insured persons who were born before 1 January 1964 and have reached the age of 63. In addition, a qualifying period of 45 years must be fulfilled.
If you were born before 1 January 1953, you are entitled to an unreduced old-age pension after reaching the age of 63. For all those born after this date, the age limit will be raised step by step – from the year of birth 1964 and later, the age of 65 will apply for early retirement.

If you want to understand what you can expect from the german state pension than you can calculate it accurately with our mobile app.

You can also simulate any potential investments in the app that you could make to supplement the state pension.

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