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As a self-employed person (start-upper, freelancer, etc.) you are not subject to compulsory insurance. You can, but do not have to pay into the statutory pension insurance. However, there are some private alternatives with which you can make good provisions for your old age – usually with better returns than in the State Pension Scheme.
There are many different products on the market, with different costs and potential returns. Therefore, you should compare them carefully before taking out a policy.
At Horizon65 we can help you to determine if company pensions are worth it for you by using our mobile app to simulate its effect on your future taking into your existing investments and potential impact of inflation and taxation.
We regularly help our clients by comparing all the available company pension products on the market using our comparison portal or you can also directly get in touch with our experts to understand if it can be a good option for you.