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For certain occupational groups, self-employed people are already obliged to pay into the pension fund or certain pension schemes. Regardless of the legal situation, everyone should consider it their duty to provide for their old age. Since it is assumed that the obligation will be extended to all self-employed persons, one should act now to secure the currently higher maximum interest rate in pension contracts. This will be reduced from 0.9% to 0.25% on 1 January 2022.
At Horizon65 we can help you to determine if company pensions are worth it for you by using our mobile app to simulate its effect on your future taking into your existing investments and potential impact of inflation and taxation.
We regularly help our clients by comparing all the available company pension products on the market using our comparison portal or you can also directly get in touch with our experts to understand if it can be a good option for you.