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In Germany, it is a kind of pension insurance. Your employer pays a part of your salary, before it is taxed, into a pension contract. When you retire, you can then use this to get a pension or even a lump sum payment. Investing on a pre-tax basis can accelerate your wealth buildup by 5 years compared to investing on a post-tax basis (aka from your salary).
At Horizon65 we can help you to determine if company pensions are worth it for you by using our mobile app to simulate its effect on your future taking into your existing investments and potential impact of inflation and taxation.
We regularly help our clients by comparing all the available company pension products on the market using our comparison portal or you can also directly get in touch with our experts to understand if it can be a good option for you.