What is an employee pension scheme?

In Germany, it is a kind of pension insurance. Your employer pays a part of your salary, before it is taxed, into a pension contract. When you retire, you can then use this to get a pension or even a lump sum payment. Investing on a pre-tax basis can accelerate your wealth buildup by 5 years compared to investing on a post-tax basis (aka from your salary).

At Horizon65 we can help you to determine if company pensions are worth it for you by using our mobile app to simulate its effect on your future taking into your existing investments and potential impact of inflation and taxation.

We regularly help our clients by comparing all the available company pension products on the market using our comparison portal or you can also directly get in touch with our experts to understand if it can be a good option for you.


Similar Questions

How high is the widow’s pension in the case of an occupational pension?

Anyone who, in addition to the widow’s pension, has income from an occupational pension, from private pension provision, fro...

How high should the occupational pension be?

A good guideline for determining the pension amount is 70 to 80 percent of your net salary. Make sure that you choose a contract w...

How is a company pension protected?

Entitlements from a company pension with deferred compensation cannot lapse by law. The entitlement to the benefit from the contri...

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