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A good guideline for determining the pension amount is 70 to 80 percent of your net salary. Make sure that you choose a contract with a so-called
a so-called reinsurance guarantee. With these contracts, you can increase your occupational disability insurance without a new health check if your salary increases, you get married or a child is born.
You can also include a dynamic in the contract. This means that the premium increases annually by an agreed percentage, so that your occupational disability pension also increases. This allows you to compensate for inflation, for example.
At Horizon65 we can help you to determine if company pensions are worth it for you by using our mobile app to simulate its effect on your future taking into your existing investments and potential impact of inflation and taxation.
We regularly help our clients by comparing all the available company pension products on the market using our comparison portal or you can also directly get in touch with our experts to understand if it can be a good option for you.