How much pension is tax-free?

Your tax burden is determined by the so-called pension allowance, which in turn depends on the year of retirement. The following applies:
2005 or earlier (50% taxable)
from the year 2015 (70 %),
from 2021 (84%)
From 2022 (85%)
However, you only have to pay actual taxes when the taxable pension portion exceeds the tax-free allowance: That is 9,984 euros for single people and 19,968 euros for married people. If you have other expenses, for example for a tax advisor or pension advisor, you can declare them in the tax settlement and further reduce your tax burden.

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