Which old-age provision is tax-deductible?

Contributions to the basic pension scheme (this includes both the statutory pension insurance and the basic pension, also called Rürup pension) as well as contributions to the Riester pension are tax deductible. Contributions to occupational pensions are already deducted from gross income and not taxed at all – further deduction of contributions is therefore not possible here.
In the case of the Riester pension, you should pay attention to the favourability test; depending on your income and the amount of the allowance, there will be no tax refund. Our advisors can explain this in more detail.

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