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Contributions to the basic pension scheme (this includes both the statutory pension insurance and the basic pension, also called Rürup pension) as well as contributions to the Riester pension are tax deductible. Contributions to occupational pensions are already deducted from gross income and not taxed at all – further deduction of contributions is therefore not possible here.
In the case of the Riester pension, you should pay attention to the favourability test; depending on your income and the amount of the allowance, there will be no tax refund. Our advisors can explain this in more detail.
Our experts are familiar with the tax-implications of most investments available and can also inform you about other tax-deductibles that you could take advantage of.
You can simulate those investments in our mobile app alongside inflation and interest rates.
We regularly help our clients optimizing their investments for tax-efficiency.
Get in touch with our experts to review your options.
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