How much pension do I get if I have never worked?

Anyone who has never worked and has therefore not paid any contributions into the German pension insurance (DRV) is generally not entitled to benefits from the statutory pension insurance. In order to receive benefits from the DRV, contributions must have been paid into the system for at least 60 months.

However, there is still a way in which one can receive an entitlement after all. For example, child-rearing periods can be credited within a certain framework. These are up to 36 months per child.

Furthermore, in the case of marriage, there may be a claim to a widow’s pension or widower’s pension.

In the worst case, you will slip into what is known as basic security.

If you want to understand what you can expect from the german state pension than you can calculate it accurately with our mobile app.

You can also simulate any potential investments in the app that you could make to supplement the state pension.

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