How are child-rearing periods taken into account for the pension?

Normally, you have to pay contributions to the pension fund in order to receive a pension later. However, the federal government pays your pension contributions for child-raising periods.
Child-raising periods improve your later monthly pension entitlement by about 32 euros for each year of child-raising. If your child was born before 1992, the statutory pension insurance will credit up to 2.5 years of child-raising periods per child. If your child was born in 1992 or later, up to 3 years per child are credited as child-raising periods.
As a rule, child-raising periods are only credited to one parent.

If you want to understand what you can expect from the german state pension than you can calculate it accurately with our mobile app.

You can also simulate any potential investments in the app that you could make to supplement the state pension.

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