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There is no legal problem for a self-employed to get a mortgage. However, several banks have internal regulations against them. You should send your request to several financial institutions and ask them if they have a problem with self-employment or not. If you have other assets such as investments, you can leverage them to get better conditions. In which case we recommend you work with a specialist mortgage broker. Our advisors are able to refer you if you need one.
At Horizon65 we can help you to determine if company pensions are worth it for you by using our mobile app to simulate its effect on your future taking into your existing investments and potential impact of inflation and taxation.
We regularly help our clients by comparing all the available company pension products on the market using our comparison portal or you can also directly get in touch with our experts to understand if it can be a good option for you.