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The so-called Riester pension is a state-subsidised private old-age provision. It is named after the former Federal Minister of Labour Walter Riester and was first introduced in 2002. It is intended to supplement statutory pension payments and cushion the general reduction in the pension level at the time. Private old-age provision with a Riester or Rürup pension (basic pension) is enormously important as an additional building block for a carefree retirement. These contracts invest the contributions paid in ETFs, equity funds or pension funds, for example. It is best to consult a pension planner, an expert in old-age provision, who can advise you on all the advantages and disadvantages of saving.
At Horizon65 we can help you to determine if company pensions are worth it for you by using our mobile app to simulate its effect on your future taking into your existing investments and potential impact of inflation and taxation.
We regularly help our clients by comparing all the available company pension products on the market using our comparison portal or you can also directly get in touch with our experts to understand if it can be a good option for you.