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The widow’s pension serves to secure maintenance, but: survivors with their own income must have 40 percent of their own net income offset against the widow’s pension to which they are entitled. However, this income is only taken into account if it exceeds the tax-free allowances. Currently, the tax-free amounts are 883.61 euros in the East and 902.62 euros in the West.
If surviving children are also in the household, the monthly tax-free amount per child increases by 187.43 euros in the East and 191.46 euros in the West.
At Horizon65 we can help you to determine if company pensions are worth it for you by using our mobile app to simulate its effect on your future taking into your existing investments and potential impact of inflation and taxation.
We regularly help our clients by comparing all the available company pension products on the market using our comparison portal or you can also directly get in touch with our experts to understand if it can be a good option for you.