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There are a total of 6 tax classes based on your life- and professional situation.
Tax class 1: for singles.
Tax class 2: for single parents.
Tax class 3: Married and the high earner of both. The other one will get Tax class 5.
Tax class 4: Married and the standard case. If one partner does not work, or both have an equal income.
Tax class 5: Married and the low earner of both. The other one will get Tax class 3.
Tax class 6: Several jobs subject to social security contributions. Used if you have a second job with income tax.
Our experts are familiar with the tax-implications of most investments available and can also inform you about other tax-deductibles that you could take advantage of.
You can simulate those investments in our mobile app alongside inflation and interest rates.
We regularly help our clients optimizing their investments for tax-efficiency.
Get in touch with our experts to review your options.