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Many countries have adopted pension saving schemes that operate on the basis of tax-exemption during investing (E), tax-exemption of investment gains (E), Taxation of retirement income (T) or EET in short. In Germany, several kinds of pension schemes and insurances offer tax relief. Rürup- and Riester-Rente are tax-deductible, while the betriebliche Altersvorsorge (bAV) is not even taxed in the first place! Investing on a pre-tax basis and not taxing the benefits allows for a dramatically better retirement outcome than investing from your net salary.
Our experts are familiar with the tax-implications of most investments available and can also inform you about other tax-deductibles that you could take advantage of.
You can simulate those investments in our mobile app alongside inflation and interest rates.
We regularly help our clients optimizing their investments for tax-efficiency.
Get in touch with our experts to review your options.