Tax relief on pension contributions in Germany?

Many countries have adopted pension saving schemes that operate on the basis of tax-exemption during investing (E), tax-exemption of investment gains (E), Taxation of retirement income (T) or EET in short. In Germany, several kinds of pension schemes and insurances offer tax relief. Rürup- and Riester-Rente are tax-deductible, while the betriebliche Altersvorsorge (bAV) is not even taxed in the first place! Investing on a pre-tax basis and not taxing the benefits allows for a dramatically better retirement outcome than investing from your net salary.

Our experts are familiar with the tax-implications of most investments available and can also inform you about other tax-deductibles that you could take advantage of.

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