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For three months after the death, you as a survivor receive the widow’s or widower’s pension in the amount of the monthly old-age pension of your deceased partner. After this “quarter year of death”, your net income is deducted from the survivor’s pension. There are two possibilities:
Large widow’s/widower’s pension
The calculation is complicated because several factors play a role. One prerequisite is that the survivor must be a certain age to receive the large widow’s pension (2020: 45 years and nine months). Entitlement also exists if the survivor has to care for a minor or disabled child.
Small widow’s or widower’s pension
If you do not meet the requirements for 1. above, you still have the option of receiving a small widow’s or widower’s pension. This amounts to 25 per cent of the pension to which your partner would have been entitled at the time of death.
However, you will only receive a survivor’s pension if you do not remarry. Your entitlement to a survivor’s pension ends when you marry. The same applies if you opt for pension splitting.
If you want to understand what you can expect from the german state pension than you can calculate it accurately with our mobile app.
You can also simulate any potential investments in the app that you could make to supplement the state pension.
Download our app and start gaining insight into your current and future finances.
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