Private Pension Plan

How many private pensions can you have?

Will the use of multiple private pensions is doubtful, there is no limit regarding the number of contracts you have. You can also ...

Does my private pension follow if I move jobs?

Since a private pension is a completely private contract, it is fully independent of your employment or workplace.

Do private pensions increase with inflation?

This depends on the investments you choose for your pension. Some, like bonds, will not grow. While others may profit from inflati...

Can I transfer my company pension to a private pension?

No, a company pension and a private pension are distinct and cannot be converted into each other. However, you have the option to ...

Can I take a lump sum from my private pension?

Yes, this is always possible. To use the tax benefits, however, it would be necessary to own the private pension plan for more tha...

Can I sell my private pension?

That is not directly possible. But you can quit the private pension contract and receive the capital as an immediate payout.

Can I have a private pension and a company pension?

Without a problem! While both serve the same purpose, they do not hinder each other and be used at the same time. There are no neg...

What happens to my private pension if I move abroad?

This is not a problem. If you move to another country, you can still use your private pension and get paid later. But, you should ...

How to get a private pension?

In Germany, most insurance companies and banks offer their own version of a private pension. But it would be good to talk with a d...

Can I withdraw my private pension early?

Yes, it is possible to withdraw your private pension anytime. However, you may lose some of the tax benefits. It is also possible ...

Are private pensions safe?

A private pension can be invested however you want. This may include risky assets, if you choose so. Such a pension is of course n...

Can I withdraw my private pension before 55?

Yes, in Germany it is possible to receive the pay out of your private pension insurance early. However, you will miss out on a few...

What happens to my private pension when I die?

This depends on the actual contract. Generally, however, the money still contained in the contract is added to the estate and paid...

Can I take my private pension and still work?

As a completely private contract, your private pension is in no way dependent on your work or retirement. If you work or not is of...

Does a private pension affect your state pension?

No, there is no relation between the private pension and your state pension.

What is a registered pension scheme?

A registered pension scheme is a special kind of pension insurance. In exchange for tax benefits, it follows rules set out by the ...

What is a pension scheme?

An investment arrangement with the stated purpose of financing and later supplying retirement income (pension) to you or your love...

Pension insurance in Germany?

The pension insurance secures your old-age income, and in Germany they are heavily tax-incentivized to enable you to supplement yo...

What is pension insurance

A pension insurance is an investment contract. You invest your money and in return, you will receive a pension in old age or have ...

What is pension insurance?

A pension insurance is an investment contract. You invest your money and in return, you will receive a pension in old age. There i...

What is a pension insurance in Germany?

Pension insurance is a special form of life insurance. A distinction is made between statutory pension insurance GRV (“old-a...

What is the best privat pension plan?

There is no single best answer to this question, because there are numerous forms of old-age provision. And depending on your situ...

What is the allowance in terms of Pension Plans?

The pension allowance describes the proportion of the pension which does not have to be taxed.

Frequently asked questions

How many private pensions can you have?

Does my private pension follow if I move jobs?

Do private pensions increase with inflation?

Can I transfer my company pension to a private pension?

Can I take a lump sum from my private pension?

Can I sell my private pension?

Can I have a private pension and a company pension?

What happens to my private pension if I move abroad?

How to get a private pension?

Can I withdraw my private pension early?

Are private pensions safe?

Can I withdraw my private pension before 55?

What happens to my private pension when I die?

Can I take my private pension and still work?

Does a private pension affect your state pension?

What is a registered pension scheme?

What is a pension scheme?

Pension insurance in Germany?

What is pension insurance

What is pension insurance?

What is a pension insurance in Germany?

What is the best privat pension plan?

What is the allowance in terms of Pension Plans?

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Frequently asked questions

How many private pensions can you have?

Does my private pension follow if I move jobs?

Do private pensions increase with inflation?

Can I transfer my company pension to a private pension?

Can I take a lump sum from my private pension?

Can I sell my private pension?

Can I have a private pension and a company pension?

What happens to my private pension if I move abroad?

How to get a private pension?

Can I withdraw my private pension early?

Are private pensions safe?

Can I withdraw my private pension before 55?

What happens to my private pension when I die?

Can I take my private pension and still work?

Does a private pension affect your state pension?

What is a registered pension scheme?

What is a pension scheme?

Pension insurance in Germany?

What is pension insurance

What is pension insurance?

What is a pension insurance in Germany?

What is the best privat pension plan?

What is the allowance in terms of Pension Plans?

Ready to get started?