How to protect against inflation?

Protecting against inflation involves several strategies, including:

  1. Invest in assets that appreciate in value: One way to protect against inflation is to invest in assets such as stocks, real estate, and commodities that appreciate in value over time. These assets can help to offset the effects of inflation on your purchasing power.
  2. Invest in inflation-protected securities: Inflation-protected securities, such as Treasury Inflation-Protected Securities (TIPS), are designed to keep pace with inflation. These securities offer a fixed rate of return, plus an adjustment for inflation.
  3. Consider investing in foreign currencies or foreign stocks: Investing in foreign currencies or foreign stocks can be a way to diversify your portfolio and protect against inflation.
  4. Maintain a diverse portfolio: Maintaining a diverse portfolio that includes a mix of assets, such as stocks, bonds, and real estate, can help to protect against inflation.
  5. Consider hedging with commodities: Commodities, such as gold and oil, can be used as a hedge against inflation. Investing in these assets can help to protect your purchasing power in the event of inflation.

It’s important to remember that no single strategy can fully protect against inflation, and it’s important to consult with a financial advisor to determine the best approach for your individual situation.


The effects of inflation are often not directly felt but are played out over a long time, especially long-term investments are vulnerable to inflation.


At Horizon65, we created a mobile app that enabled you to check the effect of inflation on your savings.

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