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The tax office gives you a tax-free pension allowance plus a supplement. The amount depends on the year in which you first received the pension: in 2005 or before, the tax-free allowance was 40 percent of the pension payments or a maximum of 3,000 euros, the supplement 900 euros. Since 2006, both amounts have been reduced. When the pension started in 2021, the tax-free amount was only 15.2 percent or a maximum of 1,140 euros plus a supplement of 342 euros.
At Horizon65 we can help you to determine if company pensions are worth it for you by using our mobile app to simulate its effect on your future taking into your existing investments and potential impact of inflation and taxation.
We regularly help our clients by comparing all the available company pension products on the market using our comparison portal or you can also directly get in touch with our experts to understand if it can be a good option for you.