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If you can no longer work or can only work to a limited extent after cancer, you can apply for a reduced earning capacity pension. However, you must not yet have reached retirement age.
You will receive a full reduction in earning capacity pension according to § 43 paragraph 2 SGB VI if you can only work less than three hours a day. A partial reduction in earning capacity exists if you can work less than six but at least three hours a day.
At Horizon65 we can help you to determine if company pensions are worth it for you by using our mobile app to simulate its effect on your future taking into your existing investments and potential impact of inflation and taxation.
We regularly help our clients by comparing all the available company pension products on the market using our comparison portal or you can also directly get in touch with our experts to understand if it can be a good option for you.
Download our app and start gaining insight into your current and future finances.