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Pension insurance is a special form of life insurance. A distinction is made between statutory pension insurance GRV (“old-age pension”) and private pension insurance. The aim of both types is to generate a monthly pension for old age when you are no longer working.
The pension payments then replace the missing earned income so that you can maintain your standard of living in old age.
Pension insurance (RP) is compulsory in Germany for all permanent employees. Self-employed persons and civil servants are exempt. The RP is part of the German social security system.
At Horizon65 we can help you determine if private pensions are worth it for you. Use our mobile app to simulate its effect on your future taking into your existing investments and potential impact of inflation and taxation.
Our mobile app also enables you to compare various aspects of private pensions such the impact of ETF-based private pensions vs. classical private pensions.
We regularly help our clients by comparing all the available private pension products on the market using our comparison portal or you get in touch with our experts to review your options.
Download our app and start gaining insight into your current and future finances.
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