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Sickness benefit is a payment in lieu of remuneration to which you are entitled as an insured person if you are unable to work for a longer period of time due to illness. Social security contributions will continue to be paid. In return, your health insurance fund reports the period of sick pay to the pension insurance fund and pays pension insurance contributions on your behalf. However, these contributions are lower than they would be if you were working normally. Therefore, your pension amount will also be lower later on if you receive sickness benefit for a longer period of time.
If you want to understand what you can expect from the german state pension than you can calculate it accurately with our mobile app.
You can also simulate any potential investments in the app that you could make to supplement the state pension.
Download our app and start gaining insight into your current and future finances.
