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To calculate interest rate, use the formula: Interest = Principal x Rate x Time. Principal is the initial amount of the loan or deposit. Rate is the percentage of interest expressed as a decimal. Time is the length of the loan or deposit expressed in years.
The effects of interest rates are often not directly felt but play out over a long time as valuations of real-estate and other assets adjust.
At Horizon65, we created a mobile app that enabled you to check the effect of high interest rates on your savings and to simulate potential investments that can defend against it.
Download our app and start gaining insight into your current and future finances.
Horizon65 for iPhone
Horizon65 for Android